The BHRC have recently been notified by some Promoters of difficulties they are experiencing in gaining events insurance for Harness Racing fixtures for the 2016 season.
Upon investigation, the BHRC are advised that ALL drivers competing at BHRC regulated fixtures MUST have Public Liability insurance. This cover then enables Promoters to acquire relevant and adequate events insurance. This addition is not an optional extra but mandatory so that all Promoters can have adequate cover from all policies and therefore enable racing to go ahead as planned.
The BHRC have acquired a policy which will provide Public Liability cover and Personal Accident Insurance for drivers at a premium of £30 per person per annum. This will provide cover for the driver whilst at official BHRC competitions (cover is not extended to any activity away from official fixtures). The premium is a MANDATORY introduction for every licensed driver (including provisional). Promoters may not be able to obtain adequate events insurance without the above. ALL driver licences will be subject to the £30 premium and drivers will be unable to compete until affiliated to the BHRC policy.
All drivers licensed prior to 19th April 2016 will have free cover up to 14th May 2016. Those that have not paid the above premium or supplied proof of a suitable policy to the BHRC by 19th May will have their driving licence suspended until they comply. All renewals for a driver licence post 19th April 2016 will automatically include the £30 premium.
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Owners who do not hold a driver licence can be extended Public Liability cover for their horses whilst at official BHRC competitions at a premium of £12 per person per annum. This is recommended by the BHRC but at this stage is optional.
Cover cannot be extended at this time to trainers as they need specific commercial insurance to protect their legal liabilities for activities as a trainer. The BHRC will keep investigating options for trainers.